Yet another despicable banking scam hit the financial headlines today (see Money Mail) as Barclays persuaded hundreds of elderly, loyal customers to invest their life savings in a risky fund – Aviva Global.
It is one of the worst performing funds of its type and true to form, the fund’s value fell by 45% in a [...]
Posts Tagged ‘Unenforceable Loan’
Sending unsolicited credit card cheques or increasing credit limits could make entire loan unenforceable
Posted in In the News, Unenforceable Loans, Unfair Credit Card Agreements, tagged april 2007, consumer credit act, credit card cheques, unenforceable credit agreement, Unenforceable Loan on 02/05/2009 | 1 Comment »
Have you recently received a letter through the post from your lender offering you increased credit limits or providing you with credit card cheques you never asked for?
If so, and if your original loan agreement was taken out before April 2007 you may well find that the agreement is unenforceable.
It is an increasingly common and [...]
Secret selling of PPI can make a Loan unenforceable
Posted in In the News, Unenforceable Loans, tagged consumer credit act, mis-sold loan, Payment Protection Insurance, PPI, Unenforceable Loan on 02/05/2009 | Leave a Comment »
The Competition Commission recently ruled that lenders must stop selling Payment Protection Insurance (PPI) alongside loans after years of hard-selling techniques that raked in billions on insurance cover that often cannot be claimed on.
Along with reclaiming unfair bank charges, consumers are now thronging to get compensation for mis-sold loans and credit cards.
Ironically, one of the [...]
Banks hounding customers for debts which could well be unenforceable.
Posted in In the News, Unenforceable Loans, Unfair Credit Card Agreements, tagged april 2007, credit agreement, lloyds tsb bank, Unenforceable Loan on 16/04/2009 | Leave a Comment »
Have you ever received abusive and threatening telephone calls?
Well hundreds of thousands of people are getting such calls up to ten times a day and it seems there’s nothing they can do about it because it’s not from some stalker or pervert in a plastic mac – it’s from their own banks.
The Sunday Times yesterday [...]
OFT Victory In Bank Charges Case
Posted in In the News, Unenforceable Loans, Unfair Credit Card Agreements, tagged bank charge, bank charges, british bankers association, consumer contract, Office of fair trading, oft, rbs, royal bank of scotland, Unenforceable Loan, unfair bank charges, unfair credit card on 05/03/2009 | Leave a Comment »
Bank charges can now be assessed for fairness by the Office of Fair Trading after the High Court ruled in its favour today.
Write-Off Debt With No Montly Repayments, Debt Solutions, Debt Relief Orders, Going Bankrupt
Posted in In the News, Unenforceable Loans, Unfair Credit Card Agreements, tagged bankrupt, debt relief, debt solutions, illegal credit card, individual voluntary arrangement, iva, Unenforceable Loan, unenforceable loan agreement, write off debt on 05/03/2009 | Leave a Comment »
Debt solutions, like a Debt Relief Order and going bankrupt, allow people to write-off debt with no monthly repayments. It is possible to become debt-free in 12 months.
Write Off Credit Card and Loan Debt
Posted in In the News, Payment Protection Insurance, Unenforceable Loans, Unfair Credit Card Agreements, tagged consumer credit act, credit card, fees, inappropriate execution of agreements, loan, mis-selling ppi, mis-sold ppi, miscalculation of apr, non disclosure of commissions, non provision of prescribed terms, Unenforceable Loan, write off credit card, write off debt, write off loan on 08/02/2009 | Leave a Comment »
The Consumer Credit Act sets out very strict guidelines for the content and format of all Credit Card, Loan and other Financial Agreements, that must be followed by all Lenders in this Country. Write Off Debt under the Consumer Credit Act.
Unenforceable Loan Agreements | Write off Credit Card Balances
Posted in Unenforceable Loans, Unfair Credit Card Agreements, tagged consumer credit agreement, credit card, Unenforceable Loan, unfair credit agreement, write off on 06/02/2009 | Leave a Comment »
“Unenforceable Car Loan” or “Unenforceable Car Loan Agreement” or “Unenforceable Car Loans” refers to: Agreements that breach either the Consumer Credit Act, The Banking Code or The Financial Services & Markets Act 2000. Such Loan Agreements can be written off by Solicitors.
“Unenforceable Loan” or “Unenforceable Loans” or “Unenforceable Loan Agreements” or “Unenforceable Consumer Credit Agreements” [...]
Unenforceable Fixed Term loans and Credit Cards
Posted in Unenforceable Loans, Unfair Credit Card Agreements, tagged april 2007, consumer credit act 1974, credit agreement, Unenforceable, unenforceable credit agreements, Unenforceable Loan on 28/12/2008 | Leave a Comment »
If you have taken out a loan before April 2007 then there is a high possibility that that loan agreement or credit card is unenforceable.
Credit Issues Write Off 30 Unfair Credit Agreements for £156,000!
Posted in Success Cases, Unenforceable Loans, Unfair Credit Card Agreements, tagged credit crunch, credit issues, Unenforceable Loan, unfair credit agreements, write off credit card on 27/12/2008 | 2 Comments »
Credit Issues are delighted to announce the total write off of 30 new cases totalling a credit crunch busting £156 000!
Do you have an Unenforceable Loan? | Legally Write off Credit Card Debt | Unfair Credit Agreements taken before April 2007
Posted in FAQ's, Unenforceable Loans, Unfair Credit Card Agreements, tagged consumer credit act, credit card, credit issues, credit loophole, debt, loan, loophole, Unenforceable, Unenforceable Loan, unfair credit agreements, write off on 17/12/2008 | 1 Comment »
Did you know there is a little known loophole in some credit agreements that could mean many people will not have to repay their loans, credit cards or store cards?
You are a genius… | Flawed Credit Agreement | Unenforceable Loan Agreement
Posted in Success Cases, Unenforceable Loans, Unfair Credit Card Agreements, tagged anglia credit issues, consumer credit act, consumer credit law, credit issues, flawed credit agreement, Unenforceable Loan, unfair agreements, unfair credit agreement, write off debt on 25/10/2008 | Leave a Comment »
Following the review of his credit agreement. Ian was informed that the agreement appeared to be flawed and therefore unenforceable, the next step is for the legal team to pursue a complete right off or substantial reduction in the debt.