1.5m UK consumers complain about finance providers | Payment Protection Insurance

The number of consumers complaining to financial providers about the level of service received has increased by two per cent to 1.51m since 2008.

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What Happens When You Default On A Loan?

Does the bank suffer a huge amount when this happens? Well, banks are set up so that money may be created from virtually nothing. So do we expect banks to suffer when loans go bad and creditors – as sometimes happens in life – become unable to pay their installments? No.

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DEBT CHIEF CRITICISES GREEDY CREDIT CARD COMPANIES

In a worrying turn of events, the average person’s debt to credit cards, store cards or bank loans in the UK has risen to £6,400, reveals a survey released today by YouGov for Guardian Group Financial.

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Credit Issues Debt Challenge Formula Proves A Winner

Credit Issues continues its recent run of success in challenging credit card and personal loan balances through the mechanism of requesting “true copies” of the original credit agreements with lenders on behalf of its clients.

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Have an Unfair Credit Card or Loan? Claim Your Agreement is Unenforceable

Under the Consumer Credit Act of 1974, there are specific rules that lenders must follow when making a new credit card or loan to a consumer. If these rules are not followed, the credit agreement can be deemed unenforceable. Unenforceable agreements can lead to debts being either reduced or completely cleared.
 
So how do you know [...]

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Is Payment Protection Insurance a Paper Tiger?

If you’ve ever taken out a personal or secured loan, a mortgage, credit card or store card then you were probably sold Payment Protection Insurance

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Debt and the Family

Personal debt in the UK was £1,457 billion at the end of January 2009 and someone is declared bankrupt or insolvent every five minutes.

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Claim Back Unenforceable Loans | Missold PPI | Under the Consumer Credit Act 1974

In the UK debt for individuals stands at around £1.2 trillion this includes personal debt consisting of credit/store cards, loans and mortgages, comparing against the rest of Europe the UK has nearly double of the debt for individuals.

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Are Your Credit Agreements Unlawful and Potentially Unenforceable?

Many people have successfully pursued their creditors and have had thousands of pounds worth of debt written off.

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MIS SELLING OF ANCILLARY PRODUCTS | Payment Protection Insurance

One example of a Lender potentially breaching the Financial Services Authority Rules, which represent statutory Rules under the provisions of Financial Services and Markets Act 2000 is when a Lender: makes compulsory or recommends an Insurance Policy that is not suitable for your needs or does not obtain sufficient information about you to know if it is suitable for your needs

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NON DISCLOSURE OF COMMISSIONS OR FEES | Consumer Credit Act 1974

One example of a Lender potentially breaching the Non Disclosure of Commission or Fees part of the Consumer Credit Act is when a Lender: pays a commission to a third party such as a Finance Broker or a division of the Lender located in a foreign country in recognition of their assistance in the Lender providing a Credit Card or Loan Agreement

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Write Off Credit Card and Loan Debt

The Consumer Credit Act sets out very strict guidelines for the content and format of all Credit Card, Loan and other Financial Agreements, that must be followed by all Lenders in this Country. Write Off Debt under the Consumer Credit Act.

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Is your Credit Agreement Unenforceable?

Does your “Credit Agreement” comply with the Consumer Credit Act? Do you feel your Credit Card or Loan Company are treating you unfairly? Are your payments never ending and is the APR% interest always increasing?

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Wipe unenforceable credit card debt | Potentially reduce or clear debt

Reduce or clear unenforceable credit card and unsecured loans balances. Your loan or credit agreement could be unenforceable.

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Unenforceable Credit Cards and Loans | BBC Panorama Write Off Debt

In the recent BBC One Panorama Documentary entitled “Can’t Pay, Won’t Pay” Sir Roy Goode on the subject of the Consumer Credit Act 1974

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More than 60,000 at risk of being ‘unmortgagable’

Repossessions expert Moore Blatch has warned that more than 60,000 UK individuals are running the risk of becoming ‘unmortgagable’ by declaring themselves bankrupt in 2009.

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Loan Insurance to Be Banned!

UK Lenders are banned from selling Payment Protection Insurance (PPI) within a week of loans or credit cards

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Mint Credit Card Write Off | RBS Credit Card Write Off | Credit Issues Success Cases

Mint Credit Card Write Off | RBS Credit Card Write Off

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Natwest Loan Write Off – Breaking News from Credit Issues

Natwest Loan Written Off – Breaking News from Credit Issues

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Natwest Loan Write Off – Another Success Case for Credit Issues.

Natwest Loan Write Off – Unfair Credit Agreements investigated by Credit Issues Ltd.

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Do you have an Unenforceable Loan? | Legally Write off Credit Card Debt | Unfair Credit Agreements taken before April 2007

Did you know there is a little known loophole in some credit agreements that could mean many people will not have to repay their loans, credit cards or store cards?

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Natwest Loan Write Off – Credit Issues are delighted to announce further success!

Natwest Loan Write Off – Credit Issues are delighted to announce further success!

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Natwest Loan Write Off – Breaking News!

Natwest Loan Write Off. Another success case from Credit Issues!

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