Don’t be pushed into bankruptcy – challenge unenforceable loans and credit cards

Figures published today by the Insolvency Service show the number of personal insolvencies reached 29,774 in the first quarter of 2009 – an increase of 1.6% on the previous quarter and 19% on the same period a year ago.
The figures consisted of 10,713 Individual Voluntary Arrangements (IVAs), an increase of 12% on the corresponding quarter [...]

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How to Write Off Credit Card Debt Legally

These are two equally powerful and perfectly lawful actions that anyone can take to write off their credit card debt legally.

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Legal Ways to Write-Off Credit Card Debt, Consumer Credit Act 1974, Individual Voluntary Arrangements

It may be possible to write-off credit card debt legally under the Consumer Protection Act 1974 or with a debt solution, such as an Individual Voluntary Arrangement.

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Write-Off Debt With No Montly Repayments, Debt Solutions, Debt Relief Orders, Going Bankrupt

Debt solutions, like a Debt Relief Order and going bankrupt, allow people to write-off debt with no monthly repayments. It is possible to become debt-free in 12 months.

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Britain going bust: Company collapses treble as small businesses bear the brunt of the downturn

Small businesses are bearing the brunt of the downturn with the number going into administration more than trebling in the last quarter, figures revealed yesterday.

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How to Write Off Credit Card Debt Legally

Not many people are aware that many credit agreements taken out before April 6th 2007 are unenforceable because the agreements were improperly drafted, lacking in what are known as prescribed terms.

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