Unenforceable Credit Agreements. Are your Credit Agreements legally compliant?

The Consumer Credit Act 1974 was introduced to protect consumers from banks and lending institutions. It sets out guidelines that must be followed by banks when providing documentation for loans and credit agreements.

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Write Off Credit Card Debt: Can you Do It Yourself?

It is quite possible for you to go through this whole procedure and write off credit card debt by yourself. There is nothing to stop you.
However, the implications for legally withholding payment of a debt in the event of no credit agreement being found are mixed. The creditor may register defaults (despite knowing that they [...]

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£19 000 written off MBNA credit cards

An application was received at the Credit Issues office from a client with over £24 600 on 3 separate credit cards, with all cards being with the same bank, MBNA.

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Recovering Extortionate Charges – MBNA | Credit Issues Ltd

Several rulings by various District Judges have validated that strategy and in most cases so far, those “true copies” have not been made available. So with no documentation forthcoming, a positive outcome for Credit Issues’ clients challenging the entire balance (whether they are being pursued by the original lending institution or the debt has been assigned to a debt collection agency) is highly likely.

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Challenging debt through Credit Issues

Credit Issues recent run of successes in challenging credit card and personal loan balances through the mechanism of requesting “true copies” of the original credit agreements has proved a powerful and effective approach.

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How to Clear All Your Unenforceable Credit Agreements

Over the last 12 months there has been an increase in the amount of people who find themselves in debt.
This is due to a number of reasons and matters have not improved with the onset of recession here in the UK. However, in times of doom and gloom there are always companies who re-focus their [...]

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How to clear your debts easily and legally

Do you need to do something about your credit card and loan debt?
Are your monthly payments out of control?
Can’t see a way out of the spiral of debt?
 
If you are worried – why not have your credit card and other finance agreements audited to see if they are invalid and therefore unfair and unenforceable agreements.
Over the [...]

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Banks hounding customers for debts which could well be unenforceable.

Have you ever received abusive and threatening telephone calls?
Well hundreds of thousands of people are getting such calls up to ten times a day and it seems there’s nothing they can do about it because it’s not from some stalker or pervert in a plastic mac – it’s from their own banks.
The Sunday Times yesterday [...]

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How to Write Off Credit Card Debt Legally

These are two equally powerful and perfectly lawful actions that anyone can take to write off their credit card debt legally.

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Are Your Credit Agreements Unlawful and Potentially Unenforceable?

Many people have successfully pursued their creditors and have had thousands of pounds worth of debt written off.

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Write Off Credit Card Debt

There’s been a lot in the media recently about people who’ve been able to write off credit card debt

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Unenforceable Credit Agreements

Some Solicitors specialise in Consumer Credit Law, possessing the necessary experience and resources to ensure that Clients unenforceable Credit Cards and Loan Agreements are written off by their Lenders. They will ensure that Clients Lenders do not contact their clients directly or register adverse credit information against them and that their Client obtains the very [...]

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Unenforceable Fixed Term loans and Credit Cards

If you have taken out a loan before April 2007 then there is a high possibility that that loan agreement or credit card is unenforceable.

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Clear off Debts Legally | Unfair Credit Agreements | April 2007 write off debt

Changes in the Consumer Credit Act 1974 has meant that debts can now be challenged in court and if they are deemed unfair the debts can be written off.

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Write Off Unfair Credit Agreements under the Consumer Credit Act 1974

Did you know that up to 70% of all Credit Agreements could be Unenforceable?

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BBC Panorama: British law firm says it is writing off one in four consumer debts

A Panorama documentary to be broadcast tonight on BBC One reveals how growing numbers of people are escaping their consumer debts by finding flaws in the paperwork.

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