Credit Issues recent run of successes in challenging credit card and personal loan balances through the mechanism of requesting “true copies” of the original credit agreements has proved a powerful and effective approach.
Posts Tagged ‘APR’
Challenging debt through Credit Issues
Posted in In the News, Success Cases, tagged APR, credit agreement, credit issues, credit issues ltd, true copy on 07/06/2009 | Leave a Comment »
How to Clear All Your Unenforceable Credit Agreements
Posted in In the News, Unenforceable Loans, Unfair Credit Card Agreements, tagged amount of credit, APR, consumer credit act 1974, credit agreement, credit issues, interest rate, loan agreement, unenforceable credit on 03/05/2009 | Leave a Comment »
Over the last 12 months there has been an increase in the amount of people who find themselves in debt.
This is due to a number of reasons and matters have not improved with the onset of recession here in the UK. However, in times of doom and gloom there are always companies who re-focus their [...]
MISCALCULATION OF INTEREST RATES or AMOUNT PAYABLE | Consumer Credit Act 1974
Posted in In the News, Unenforceable Loans, Unfair Credit Card Agreements, tagged APR, consumer credit act, credit agreements, interest rates, Unenforceable on 08/02/2009 | 1 Comment »
One example of a Lender potentially breaching the Miscalculation of Interest Rates part of the Consumer Credit Act is when a Lender: Details on the Credit Agreement that you originally signed the incorrect Annual Percentage Rate
MBNA Slammed Over Credit Card Cash
Posted in Payment Protection Insurance, Unfair Credit Card Agreements, tagged APR, consumer credit act, consumer credit mis-selling, Debt charity, MBNA, Money Mail, National debtline, virgin money on 29/12/2008 | Leave a Comment »
The world’s second largest credit card company has been sending letters to what it describes as its ‘best’ customers, announcing it has raised their credit limits.
Unfair Credit Agreements and The Consumer Credit Act 1974
Posted in Unenforceable Loans, Unfair Credit Card Agreements, tagged APR, consumer credit act 1974, debt free, extortionate credit agreements, financial ombudsman, Office of fair trading, unfair credit agreement, write off credit card on 17/11/2008 | Leave a Comment »
There is nothing worse to break customer’s confidence in a business than being ripped off or treated unfairly by disreputable businesses.
PPI ’should be costed’ in loan agreements
Posted in In the News, Payment Protection Insurance, tagged APR, mis-sold payment protection cover, PPI, worthless ppi on 03/11/2008 | Leave a Comment »
Millions of personal loan agreements could be unenforceable because banks and other lenders fail to factor-in the cost of controversial payment protection insurance (PPI) into annual percentage rates (APRs).
Card Firm Adds £500 to Bills – The Times online
Posted in In the News, tagged APR, credit card, egg, MBNA, virgin on 02/11/2008 | Leave a Comment »
MBNA, one of Britain’s two biggest credit-card providers, is demanding bigger payments in the latest sign that the rates squeeze is spreading.
Credit card rates hit 35% – The Guardian
Posted in In the News, tagged APR, credit cards, MBNA on 02/11/2008 | 1 Comment »
Some MBNA card holders are facing shock interest charges when their 0% deals come to an end.
Millions of Personal Loan Agreements could be unenforceable | The Guardian Newspaper
Posted in Payment Protection Insurance, Unenforceable Loans, tagged APR, consumer credit agreement, Office of fair trading, Payment Protection Insurance, Unenforceable Loans, write off loan debt, write off unenforceable loans on 01/11/2008 | Leave a Comment »
Unenforceable Loans | Write off Loan Debt | Unfair Credit Agreements
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- NON PROVISION OF PRESCRIBED TERMS | Consumer Credit Act 1974
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