Kerry Jonas is a leading online article writer and comments on Unfair Credit Agreements, Mis-sold Payment Protection Insurance, Debt Advice, the Banking Sector and the Financial Industry in the United Kingdom.
Have you ever thought of taking your credit card providers to court to get them to legally write off your credit card debt? Some people have and they have won their cases and had their credit card debts written off AND they have received compensation.
This is not debt management, an IVA or Bankruptcy. There are companies that can legally wipe out credit card debts and in most cases get the payments on the invalid contract reimbursed to their clients. Their clients keep 100% of your claim on completion.
Basically, the solicitors can prove that the vast majority of finance agreements which fall under the realms of the consumer credit act 1974 and other associated finance acts are not valid and therefore unenforceable. The Solicitors need to identify if any of the issues exist with your Credit Card providers.
There are companies willing to offer their services in return for a charge upfront and a final payment on success. This is not an area of law that anyone can do it themselves as one couple found out in Staffordshire when they single handedly took on their credit card company and won. It took them 5 years to secure a result and hundreds and hundreds of hours.
This situation with Credit Cards also occurs with Unsecured Loans and Store Cards.
Look for a reputable company that will charge you an upfront fee and a fixed fee on completion, NOT a percentage of the compensation award. They must be approved by the Ministry of Justice.
Feel free to leave a comment on your experiences with Unfair Credit Agreements, Mis-sold Payment Protection Insurance, Debt Advice, the Banking Sector and the Financial Industry within the United Kingdom.
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